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Side-by-Side Comparison|Updated April 2026

MakeMyTrip ICICI Bank Credit Card vs ICICI Bank Coral Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

ICICI Bank

MakeMyTrip ICICI Bank Credit Card

8.5/10
Annual Fee₹999
Base Rewards1%
NetworkMastercard
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ICICI Bank

ICICI Bank Coral Credit Card

6.8/10
Annual Fee₹500
Base Rewards0.5%
NetworkVisa
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Feature-by-Feature Comparison

FeatureMakeMyTrip ICICI Bank Credit CardICICI Bank Coral Credit Card
Annual Fee₹999₹500
Joining Fee₹999₹500
Fee Waiver Spend₹3,00,000₹1,50,000
Base Reward Rate1%0.5%
Reward CurrencymyCashICICI Bank Reward Points
NetworkMastercardVisa
Editor Rating8.5/106.8/10
Forex Markup3.5%3.5%

Accelerated Rewards

MakeMyTrip ICICI Bank Credit Card

  • 0% on MMT Hotels
  • 0% on MMT Flights/Cabs

ICICI Bank Coral Credit Card

  • 0% on iShop Spends

Pros & Cons

MakeMyTrip ICICI Bank Credit Card

Pros

  • High 6% reward rate on hotel bookings via MakeMyTrip
  • Industry-leading low forex markup of 0.99%
  • Dual card offering (Mastercard + RuPay) for UPI compatibility
  • Unlimited myCash rewards with no expiry date

Cons

  • Rewards (myCash) can only be redeemed on the MakeMyTrip platform
  • Low reward rate of 1% on non-travel retail spends
  • International lounge access is limited to once per year

ICICI Bank Coral Credit Card

Pros

  • Earn 2 reward points for every ₹100 spent on retail (except fuel).
  • 25% discount up to ₹100 on BookMyShow and INOX twice a month.
  • Complimentary domestic airport and railway lounge access every quarter.
  • Milestone bonus of up to 10,000 reward points per year.

Cons

  • Lounge access requires a high quarterly spend of ₹75,000.
  • Movie benefits now require a minimum quarterly spend of ₹25,000.
  • Low reward redemption value of ₹0.25 per point.

Our Verdict

MakeMyTrip ICICI Bank Credit Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Coral Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose MakeMyTrip ICICI Bank Credit Card if

Maximum value back of up to 6% on hotels and 3% on flights booked through the platform.

Choose ICICI Bank Coral Credit Card if

Low annual fee and easy fee waiver with basic lifestyle perks.

Frequently Asked Questions

Which is better: MakeMyTrip ICICI Bank Credit Card or ICICI Bank Coral Credit Card?
MakeMyTrip ICICI Bank Credit Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Coral Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between MakeMyTrip ICICI Bank Credit Card and ICICI Bank Coral Credit Card?
MakeMyTrip ICICI Bank Credit Card has an annual fee of ₹999, while ICICI Bank Coral Credit Card has an annual fee of ₹500. MakeMyTrip ICICI Bank Credit Card offers a fee waiver on ₹3,00,000 annual spend. ICICI Bank Coral Credit Card offers a fee waiver on ₹1,50,000 annual spend.
Which card has better rewards: MakeMyTrip ICICI Bank Credit Card or ICICI Bank Coral Credit Card?
MakeMyTrip ICICI Bank Credit Card offers a base reward rate of 1% with accelerated rewards on MMT Hotels and MMT Flights/Cabs. ICICI Bank Coral Credit Card offers 0.5% base rewards with bonuses on iShop Spends. The better choice depends on your primary spending categories.
Can I have both MakeMyTrip ICICI Bank Credit Card and ICICI Bank Coral Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. MakeMyTrip ICICI Bank Credit Card and ICICI Bank Coral Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: MakeMyTrip ICICI Bank Credit Card or ICICI Bank Coral Credit Card?
For beginners, ICICI Bank Coral Credit Card may be more approachable with a lower annual fee of ₹500. However, evaluate based on your expected spending pattern rather than fee alone.

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