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Axis Bank Infinite Credit Card Review 2026: Fees, Rewards & Lounge ...

Detailed review of the Axis Bank Infinite Credit Card. Features zero annual fees, 1.5% reward rate, and domestic/international lounge access for HNI customers.

Vyaya Team · Mar 2026
5 min read
Value Score
8.0 / 10
Annual Fee
₹0
Best For
high-net-worth-individuals
Network
Visa
Expert Verdict

The Axis Bank Infinite Credit Card is a specialized offering for the bank's elite customers, providing a balance of lifestyle rewards and travel perks without an annual fee. While its reward rate is decent, its primary value lies in its 'Infinite' status and associated privileges.

AXIS BANKVisa
Axis Bank Infinite Credit Card
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REWARD SUMMARY
0.2% Base Rewards
Experience the power of Infinite privileges.
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The Bottom Line

The Axis Bank Infinite Credit Card is a specialized offering for the bank's elite customers, providing a balance of lifestyle rewards and travel perks without an annual fee. While its reward rate is decent, its primary value lies in its 'Infinite' status and associated privileges. With no annual fee, it offers lounge access and 0.2% base rewards. For anyone researching axis bank infinite credit card, the verdict is simple: recommended.

It earns a base reward rate of 0.2% and stacks best when your spending lines up with high-net-worth-individuals.

What we like
+Zero joining and annual fees for eligible HNI customers
+1.5% base reward rate (15 Edge Points per ₹200) on all eligible spends
+Complimentary domestic and international airport lounge access
+Waiver of reward redemption fees for this specific variant
What we don't
Extremely high interest rate of 55.55% p.a. on revolving credit
Invite-only availability restricted to premium banking segments
Reward points value is lower (₹0.20) compared to other super-premium cards

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
high-net-worth-individuals

Ideal for those who want a zero-fee card with premium Visa Infinite tier benefits and lounge access.

Best value above ₹1,00,000/month

Probably not for

Skip
revolving-credit-users

The 55.55% annual interest rate is significantly higher than the industry average.

Is It Worth It For You?

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Calculate Your Value

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🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual feeFREE
Net Value (Year 1)+0
Net Value (Year 2+)+0

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Reward Rates

Axis Bank Infinite Credit Card offers 0.2% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 0.2% on all spends

Fees & Charges

Joining fee₹0
Annual fee₹0
Fee waiverN/A

Eligibility

  • Min Income: ₹24 Lakhs
  • Min Credit Score: 750
  • Typically offered to high-net-worth individuals (HNI) or as part of premium banking programs like Axis Bank Burgundy. Maintenance of a high Total Relationship Value (TRV) is usually required.

Frequently Asked Questions

2 data-backed answers from our card database

What is the annual fee for the Axis Bank Infinite Credit Card?+

The Axis Bank Infinite Credit Card (standalone variant) has Nil joining and annual fees for eligible customers as per the official MITC.

How many lounge visits are provided?+

The card offers 2 complimentary domestic lounge visits per quarter and typically 6 international visits per year via Priority Pass.

Ready to apply?

₹0 fee. Excellent rewards. Apply now securely.

Apply on Axis Bank

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