Best Overall
SBI Card - Tata Croma Card SELECT
SBI
8.5
Rating
The strongest all-round choice for most readers comparing travel cards today.
Annual Fee
₹2,999
Reward Rate
100%
ShoppingLifestyleTravel
106 cards
Updated Mar 15, 2026high confidence
Best Travel Cards in India (April 2026)
Earn miles, access lounges, and reduce travel costs with cards built for frequent flyers.
air mileslounge accesstravel insuranceforex
106
Compared Cards
7
Free Options
₹4,452
Average Annual Fee
Updated monthly
Fees and rewards compared side-by-side
Focused on real travel value in India
TL;DR
Quick Picks for Travel Cards
These picks are designed to answer the most common category decisions first, before you read the full comparison.
Best for Heavy Spenders
SBI Card - Tata Croma Card SELECT
SBI
8.5
Rating
Best suited to users who can justify a fee and consistently earn through high monthly spend.
Annual Fee
₹2,999
Reward Rate
100%
ShoppingLifestyleTravel
Best Free Option
Axis Bank Burgundy Private - The One Card
AXIS
9.5
Rating
The most defensible no-fee pick if you want category value without renewal cost.
Annual Fee
Free
Reward Rate
20%
TravelLifestyleLuxury
Expert Insights
Redemption matters most
A lower headline earn rate can still win if transfer partners and redemption flexibility are materially better.
Premium is only worth it with usage
Cards with high annual fees make sense only when lounge, forex, and travel credits are actually used through the year.
Comparison Table
Compare Fees, Reward Rates, and Ratings
Compare Travel Cards
Sort by fee, rewards, best-fit tags, or editor rating.
Sorted by rating (high to low)
Axis Bank Burgundy Private - The One Card
AXIS
9.5/10
Annual Fee
Free
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank BizBlack Metal Edition Credit Card
HDFC
9.2/10
Annual Fee
₹10,000
Reward Rate
30%
Best For
business, travel
Network
Visa
Kotak Infinite Credit Card
KOTAK
8.5/10
Annual Fee
Free
Reward Rate
70%
Best For
Travel, Lifestyle
Network
Visa
Samsung Axis Bank Infinite Credit Card
AXIS
8.5/10
Annual Fee
₹5,000
Reward Rate
20%
Best For
Shopping, Travel
Network
Visa
SBI Card - Tata Croma Card SELECT
Editor's PickSBI
8.5/10
Annual Fee
₹2,999
Reward Rate
100%
Best For
Shopping, Lifestyle
Network
Visa
Axis Bank Magnus Credit Card
AXIS
8.2/10
Annual Fee
₹12,500
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
Axis Bank Signature Credit Card
AXIS
7.8/10
Annual Fee
₹5,000
Reward Rate
20%
Best For
travel, lounge-access
Network
Visa
6E Rewards - IndiGo SBI Card
SBI
7.5/10
Annual Fee
₹500
Reward Rate
100%
Best For
travel, lifestyle
Network
Mastercard
Axis Bank Visa Infinite Credit Card
AXIS
7.5/10
Annual Fee
₹30,000
Reward Rate
20%
Best For
travel, lounge-access
Network
Visa
Fabindia SBI Card SELECT
SBI
7.5/10
Annual Fee
₹1,499
Reward Rate
25%
Best For
Shopping, Lifestyle
Network
Visa
Miles & More Axis Bank World Credit Card
AXIS
7.5/10
Annual Fee
₹3,500
Reward Rate
45%
Best For
travel, lounge-access
Network
Mastercard
Paytm SBI Card
SBI
7.5/10
Annual Fee
₹499
Reward Rate
100%
Best For
Shopping, Cashback
Network
RuPay
SBI Card - Tata Card SELECT
SBI
7.5/10
Annual Fee
₹2,999
Reward Rate
100%
Best For
Shopping, Lifestyle
Network
Visa
Tata Platinum SBI Card
SBI
7.5/10
Annual Fee
₹499
Reward Rate
100%
Best For
shopping, lifestyle
Network
Visa
Adani One ICICI Bank Platinum Credit Card
ICICI
7.2/10
Annual Fee
₹750
Reward Rate
100%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Platinum Identity Credit Card
ICICI
7.2/10
Annual Fee
₹750
Reward Rate
25%
Best For
Lifestyle, Travel
Network
Visa
Kotak Mahindra Bank Privy League Signature
KOTAK
7.2/10
Annual Fee
₹2,500
Reward Rate
25%
Best For
Travel, Movies
Network
Visa
Delhi Metro SBI Card
SBI
7.0/10
Annual Fee
₹499
Reward Rate
25%
Best For
Travel, Daily Commute
Network
Visa
ICICI Bank NRI Coral Credit Card
ICICI
7.0/10
Annual Fee
₹500
Reward Rate
25%
Best For
Rewards, Lifestyle
Network
Visa
Axis Bank Titanium Smart Traveler Credit Card
AXIS
6.0/10
Annual Fee
₹100
Reward Rate
20%
Best For
Travel, Rewards
Network
Mastercard
HDFC Bank - Infinia Metal
HDFC
4.9/10
Annual Fee
₹12,500
Reward Rate
33%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank Infinia
HDFC
4.9/10
Annual Fee
₹12,500
Reward Rate
33%
Best For
Travel, Lifestyle
Network
Visa
Amazon Pay ICICI Bank Credit Card
ICICI
4.8/10
Annual Fee
Free
Reward Rate
100%
Best For
Shopping, Cashback
Network
Visa
Axis Bank Magnus for Burgundy Credit Card
AXIS
4.8/10
Annual Fee
₹30,000
Reward Rate
20%
Best For
Travel, Luxury
Network
Mastercard
HDFC Bank BizBlack Metal Card
HDFC
4.8/10
Annual Fee
₹10,000
Reward Rate
30%
Best For
Business, Travel
Network
Diners Club
HDFC Bank Diners Club Black Metal Edition
HDFC
4.8/10
Annual Fee
₹10,000
Reward Rate
30%
Best For
Travel, Lifestyle
Network
Diners Club
Axis Bank Atlas Credit Card
AXIS
4.5/10
Annual Fee
₹5,000
Reward Rate
100%
Best For
Travel, Lounge
Network
Visa
Axis Bank Reserve Credit Card
AXIS
4.5/10
Annual Fee
₹50,000
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
Axis Bank Vistara Infinite Credit Card
AXIS
4.5/10
Annual Fee
₹10,000
Reward Rate
100%
Best For
Travel, Premium
Network
Visa
Emirates Skywards ICICI Bank Emeralde Credit Card
ICICI
4.5/10
Annual Fee
₹10,000
Reward Rate
100%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank - Tata Neu Infinity HDFC Bank
HDFC
4.5/10
Annual Fee
₹1,499
Reward Rate
100%
Best For
Shopping, Travel
Network
Visa
HDFC Bank H.O.G. Diners Club Credit Card
HDFC
4.5/10
Annual Fee
₹10,000
Reward Rate
100%
Best For
travel, lifestyle
Network
Diners Club
HDFC Bank Marriott Bonvoy Credit Card
HDFC
4.5/10
Annual Fee
₹3,000
Reward Rate
50%
Best For
Travel, Lifestyle
Network
Diners Club
ICICI Bank Emeralde Private Credit Card
ICICI
4.5/10
Annual Fee
₹12,499
Reward Rate
100%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Emeralde Private Metal Credit Card
ICICI
4.5/10
Annual Fee
₹12,499
Reward Rate
100%
Best For
Travel, Lifestyle
Network
Mastercard
Kotak Mahindra Bank White Reserve Credit Card
KOTAK
4.5/10
Annual Fee
₹12,500
Reward Rate
70%
Best For
Travel, Lifestyle
Network
Visa
SBI Card AURUM
SBI
4.5/10
Annual Fee
₹9,999
Reward Rate
25%
Best For
Travel, Luxury
Network
Visa
Tata Neu Infinity SBI Credit Card
SBI
4.5/10
Annual Fee
₹1,499
Reward Rate
100%
Best For
Shopping, Travel
Network
Visa
Adani One ICICI Bank Signature Credit Card
ICICI
4.2/10
Annual Fee
₹5,000
Reward Rate
100%
Best For
Travel, Lifestyle
Network
Visa
Axis Bank Miles & More World Select Credit Card
AXIS
4.2/10
Annual Fee
₹4,500
Reward Rate
25%
Best For
Travel, Lounge
Network
Mastercard
Axis Bank Select Credit Card
AXIS
4.2/10
Annual Fee
₹3,000
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
City Union Bank SBI Card PRIME
CUB
4.2/10
Annual Fee
₹2,999
Reward Rate
25%
Best For
Lifestyle, Travel
Network
Visa
HDFC Bank BizPower
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
50%
Best For
Business, Travel
Network
Visa
HDFC Bank Business Regalia
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
20%
Best For
Business, Travel
Network
Visa
HDFC Bank Diners Club Privilege
HDFC
4.2/10
Annual Fee
₹1,000
Reward Rate
20%
Best For
Travel, Dining
Network
Diners Club
HDFC Bank Harley-Davidson Diners Club Credit Card
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
20%
Best For
Lifestyle, Travel
Network
Diners Club
HDFC Bank Regalia
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank Regalia Activ
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank Regalia Gold
HDFC
4.2/10
Annual Fee
₹2,500
Reward Rate
20%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Emeralde Credit Card
ICICI
4.2/10
Annual Fee
₹12,000
Reward Rate
25%
Best For
Travel, Lifestyle
Network
Mastercard
ICICI Bank NRI Sapphiro Credit Card
ICICI
4.2/10
Annual Fee
₹3,500
Reward Rate
25%
Best For
Travel, Lifestyle
Network
Mastercard
ICICI Bank Parakram Select Credit Card
ICICI
4.2/10
Annual Fee
Free
Reward Rate
25%
Best For
Lifestyle, Travel
Network
RuPay
ICICI Bank Sapphiro Credit Card
ICICI
4.2/10
Annual Fee
₹3,500
Reward Rate
25%
Best For
Travel, Lifestyle
Network
Visa
IndiGo SBI Card ELITE
SBI
4.2/10
Annual Fee
₹4,999
Reward Rate
100%
Best For
Travel, Airlines
Network
Mastercard
IRCTC HDFC Bank Credit Card
HDFC
4.2/10
Annual Fee
₹500
Reward Rate
100%
Best For
Travel, Rewards
Network
RuPay
IRCTC SBI Card Premier
SBI
4.2/10
Annual Fee
₹1,499
Reward Rate
100%
Best For
Travel, Railway
Network
Visa
PhonePe HDFC Bank Ultimo Credit Card
HDFC
4.2/10
Annual Fee
₹999
Reward Rate
100%
Best For
UPI, Shopping
Network
RuPay
Reliance SBI Card PRIME
SBI
4.2/10
Annual Fee
₹2,999
Reward Rate
25%
Best For
Shopping, Travel
Network
RuPay
SBI Card MILES ELITE
SBI
4.2/10
Annual Fee
₹4,999
Reward Rate
100%
Best For
Travel, Premium
Network
Mastercard
Shoppers Stop Black HDFC Bank Credit Card
HDFC
4.2/10
Annual Fee
₹4,500
Reward Rate
20%
Best For
Shopping, Travel
Network
Visa
American Express Business Travel Account
AMEX
4.0/10
Annual Fee
Free
Reward Rate
N/A
Best For
Corporate, Travel
Network
American Express
American Express Gold Corporate Card
AMEX
4.0/10
Annual Fee
₹3,100
Reward Rate
25%
Best For
Business, Travel
Network
American Express
Axis Bank Horizon Credit Card
AXIS
4.0/10
Annual Fee
₹3,000
Reward Rate
100%
Best For
Travel, Dining
Network
Visa
Axis Bank Infinite Credit Card
AXIS
4.0/10
Annual Fee
Free
Reward Rate
20%
Best For
Lifestyle, Travel
Network
Visa
Axis Bank Vistara Signature Credit Card
AXIS
4.0/10
Annual Fee
₹3,000
Reward Rate
25%
Best For
Travel, Lifestyle
Network
Visa
Doctor's SBI Card
SBI
4.0/10
Annual Fee
₹1,499
Reward Rate
25%
Best For
Professional, Travel
Network
Mastercard
ICICI Bank - Times Black ICICI Bank Credit Card
ICICI
4.0/10
Annual Fee
₹20,000
Reward Rate
40%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Diamant World Mastercard Credit Card
ICICI
4.0/10
Annual Fee
₹10,000
Reward Rate
25%
Best For
Luxury, Travel
Network
Mastercard
ICICI Bank Emirates Skywards Sapphiro Credit Card
ICICI
4.0/10
Annual Fee
₹5,000
Reward Rate
75%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Parakram Credit Card
ICICI
4.0/10
Annual Fee
Free
Reward Rate
25%
Best For
Rewards, Travel
Network
Visa
IndianOil Axis Bank Premium Credit Card
AXIS
4.0/10
Annual Fee
₹1,000
Reward Rate
20%
Best For
Fuel, Travel
Network
Visa
Kotak Mahindra Bank White Credit Card
KOTAK
4.0/10
Annual Fee
₹3,000
Reward Rate
N/A
Best For
Travel, Lifestyle
Network
Visa
MakeMyTrip ICICI Bank Credit Card
ICICI
4.0/10
Annual Fee
₹999
Reward Rate
100%
Best For
Travel, Rewards
Network
Mastercard
Paytm HDFC Bank Select Credit Card
HDFC
4.0/10
Annual Fee
₹1,000
Reward Rate
100%
Best For
Cashback, Shopping
Network
Visa
SBI Card ELITE Advantage
SBI
4.0/10
Annual Fee
₹4,999
Reward Rate
25%
Best For
Lifestyle, Travel
Network
Visa
Tata Neu Plus SBI Credit Card
SBI
4.0/10
Annual Fee
₹499
Reward Rate
100%
Best For
Shopping, Travel
Network
RuPay
Etihad Guest SBI Card
SBI
3.8/10
Annual Fee
₹1,499
Reward Rate
80%
Best For
Travel, Airlines
Network
Visa
Kotak Mahindra Bank - Zen Signature
KOTAK
3.8/10
Annual Fee
₹1,500
Reward Rate
20%
Best For
Shopping, Travel
Network
Visa
Kotak Mahindra Bank NRI Royale Credit Card
KOTAK
3.8/10
Annual Fee
₹1,000
Reward Rate
100%
Best For
NRI, Travel
Network
Visa
Paytm SBI Card SELECT
SBI
3.8/10
Annual Fee
₹1,499
Reward Rate
100%
Best For
Travel, Shopping
Network
Visa
SpiceJet Axis Bank Voyage Black Credit Card
AXIS
3.8/10
Annual Fee
₹2,000
Reward Rate
50%
Best For
Travel, Rewards
Network
Visa
Air India SBI Signature Card
SBI
3.5/10
Annual Fee
₹4,999
Reward Rate
25%
Best For
Travel, Rewards
Network
Visa
Axis Bank Pride Signature Credit Card
AXIS
3.5/10
Annual Fee
₹500
Reward Rate
20%
Best For
Rewards, Travel
Network
Visa
Axis Bank Privilege Credit Card
AXIS
3.5/10
Annual Fee
₹1,500
Reward Rate
20%
Best For
Travel, Dining
Network
Visa
Axis Bank Vistara Credit Card
AXIS
3.5/10
Annual Fee
₹1,500
Reward Rate
80%
Best For
Travel, Lifestyle
Network
Visa
HDFC Bank Equitas Elegance Credit Card
HDFC
3.5/10
Annual Fee
₹1,000
Reward Rate
20%
Best For
Rewards, Travel
Network
Visa
HDFC Bank Regalia First
HDFC
3.5/10
Annual Fee
₹1,000
Reward Rate
30%
Best For
Travel, Lifestyle
Network
Visa
ICICI Bank Ascent American Express Credit Card
ICICI
3.5/10
Annual Fee
₹1,000
Reward Rate
25%
Best For
Rewards, Lifestyle
Network
American Express
ICICI Bank Emirates Skywards Rubyx Credit Card
ICICI
3.5/10
Annual Fee
₹1,000
Reward Rate
100%
Best For
Travel, Airlines
Network
Visa
ICICI Bank Manchester United Signature Credit Card
ICICI
3.5/10
Annual Fee
₹2,499
Reward Rate
25%
Best For
Lifestyle, Travel
Network
Visa
ICICI Bank Rubyx Credit Card
ICICI
3.5/10
Annual Fee
₹2,000
Reward Rate
25%
Best For
Travel, Entertainment
Network
Visa
ICICI Bank Rubyx Credit Card against Fixed Deposit
ICICI
3.5/10
Annual Fee
₹2,000
Reward Rate
25%
Best For
lifestyle, travel
Network
Mastercard
IndiGo SBI Card
SBI
3.5/10
Annual Fee
₹1,499
Reward Rate
100%
Best For
Travel, Airlines
Network
Mastercard
IRCTC SBI Card
SBI
3.5/10
Annual Fee
₹500
Reward Rate
80%
Best For
Travel, Railway
Network
Visa
IRCTC SBI Platinum Card
SBI
3.5/10
Annual Fee
₹500
Reward Rate
100%
Best For
Travel, Railway
Network
Visa
Kotak Biz Credit Card
KOTAK
3.5/10
Annual Fee
₹499
Reward Rate
25%
Best For
Business, Travel
Network
Visa
Kotak Royale Signature Credit Card
KOTAK
3.5/10
Annual Fee
₹999
Reward Rate
20%
Best For
Travel, Dining
Network
Visa
OLA Money SBI Card
SBI
3.5/10
Annual Fee
₹499
Reward Rate
100%
Best For
Travel, Rewards
Network
Visa
SBI Card - Air India SBI Platinum Card
SBI
3.5/10
Annual Fee
₹1,499
Reward Rate
45%
Best For
Travel, Airlines
Network
Visa
SBI Card ELITE
SBI
3.5/10
Annual Fee
₹4,999
Reward Rate
25%
Best For
Travel, Movies
Network
Visa
SBI Card MILES
SBI
3.5/10
Annual Fee
₹1,499
Reward Rate
25%
Best For
Travel, Rewards
Network
Mastercard
SBI Card MILES PRIME
SBI
3.5/10
Annual Fee
₹2,999
Reward Rate
100%
Best For
Travel, Lounge
Network
Mastercard
SBI Card PRIME
SBI
3.5/10
Annual Fee
₹2,999
Reward Rate
25%
Best For
Rewards, Travel
Network
Visa
SBI Card PRIME Advantage
SBI
3.5/10
Annual Fee
₹2,999
Reward Rate
25%
Best For
Rewards, Lifestyle
Network
Visa
SBI Card PULSE
SBI
3.5/10
Annual Fee
₹1,499
Reward Rate
25%
Best For
Health, Wellness
Network
Visa
SpiceJet Axis Bank Voyage Credit Card
AXIS
3.5/10
Annual Fee
₹750
Reward Rate
50%
Best For
Travel, Airlines
Network
Visa
| Card | Action | ||||
|---|---|---|---|---|---|
| Free | 20% | TravelLifestyleLuxury | 9.5/10 | ||
| ₹10,000 | 30% | businesstravellounge-access | 9.2/10 | ||
| Free | 70% | TravelLifestyleGolf | 8.5/10 | ||
| ₹5,000 | 20% | ShoppingTravelLifestyle | 8.5/10 | ||
SBI Card - Tata Croma Card SELECTEditor's Pick SBI | ₹2,999 | 100% | ShoppingLifestyleTravel | 8.5/10 | |
| ₹12,500 | 20% | TravelLifestyleRewards | 8.2/10 | ||
| ₹5,000 | 20% | travellounge-accesslifestyle | 7.8/10 | ||
| ₹500 | 100% | travellifestyle | 7.5/10 | ||
| ₹30,000 | 20% | travellounge-accesslifestyle | 7.5/10 | ||
| ₹1,499 | 25% | ShoppingLifestyleTravel | 7.5/10 | ||
| ₹3,500 | 45% | travellounge-accessrewards | 7.5/10 | ||
| ₹499 | 100% | ShoppingCashbackTravel | 7.5/10 | ||
| ₹2,999 | 100% | ShoppingLifestyleTravel | 7.5/10 | ||
| ₹499 | 100% | shoppinglifestyletravel | 7.5/10 | ||
| ₹750 | 100% | TravelLifestyleRewards | 7.2/10 | ||
| ₹750 | 25% | LifestyleTravelRewards | 7.2/10 | ||
| ₹2,500 | 25% | TravelMoviesRewards | 7.2/10 | ||
| ₹499 | 25% | TravelDaily CommuteRewards | 7.0/10 | ||
| ₹500 | 25% | RewardsLifestyleTravel | 7.0/10 | ||
| ₹100 | 20% | TravelRewards | 6.0/10 | ||
| ₹12,500 | 33% | TravelLifestyleRewards | 4.9/10 | ||
| ₹12,500 | 33% | TravelLifestyleRewards | 4.9/10 | ||
| Free | 100% | ShoppingCashbackTravel | 4.8/10 | ||
| ₹30,000 | 20% | TravelLuxuryRewards | 4.8/10 | ||
| ₹10,000 | 30% | BusinessTravelLuxury | 4.8/10 | ||
| ₹10,000 | 30% | TravelLifestyleDining | 4.8/10 | ||
| ₹5,000 | 100% | TravelLoungeRewards | 4.5/10 | ||
| ₹50,000 | 20% | TravelLifestyleGolf | 4.5/10 | ||
| ₹10,000 | 100% | TravelPremiumLifestyle | 4.5/10 | ||
| ₹10,000 | 100% | TravelLifestyleLuxury | 4.5/10 | ||
| ₹1,499 | 100% | ShoppingTravelUPI | 4.5/10 | ||
| ₹10,000 | 100% | travellifestylerewards | 4.5/10 | ||
| ₹3,000 | 50% | TravelLifestyleHotels | 4.5/10 | ||
| ₹12,499 | 100% | TravelLifestyleRewards | 4.5/10 | ||
| ₹12,499 | 100% | TravelLifestyleRewards | 4.5/10 | ||
| ₹12,500 | 70% | TravelLifestyleGolf | 4.5/10 | ||
| ₹9,999 | 25% | TravelLuxuryRewards | 4.5/10 | ||
| ₹1,499 | 100% | ShoppingTravelRewards | 4.5/10 | ||
| ₹5,000 | 100% | TravelLifestyleRewards | 4.2/10 | ||
| ₹4,500 | 25% | TravelLoungeDining | 4.2/10 | ||
| ₹3,000 | 20% | TravelLifestyleDining | 4.2/10 | ||
| ₹2,999 | 25% | LifestyleTravelRewards | 4.2/10 | ||
| ₹2,500 | 50% | BusinessTravelRewards | 4.2/10 | ||
| ₹2,500 | 20% | BusinessTravelLifestyle | 4.2/10 | ||
| ₹1,000 | 20% | TravelDiningEntertainment | 4.2/10 | ||
| ₹2,500 | 20% | LifestyleTravelDining | 4.2/10 | ||
| ₹2,500 | 20% | TravelLifestyleRewards | 4.2/10 | ||
| ₹2,500 | 20% | TravelLifestyleRewards | 4.2/10 | ||
| ₹2,500 | 20% | TravelLifestyleShopping | 4.2/10 | ||
| ₹12,000 | 25% | TravelLifestyleGolf | 4.2/10 | ||
| ₹3,500 | 25% | TravelLifestyleGolf | 4.2/10 | ||
| Free | 25% | LifestyleTravelRewards | 4.2/10 | ||
| ₹3,500 | 25% | TravelLifestyleEntertainment | 4.2/10 | ||
| ₹4,999 | 100% | TravelAirlinesLifestyle | 4.2/10 | ||
| ₹500 | 100% | TravelRewardsRailway | 4.2/10 | ||
| ₹1,499 | 100% | TravelRailwayDining | 4.2/10 | ||
| ₹999 | 100% | UPIShoppingTravel | 4.2/10 | ||
| ₹2,999 | 25% | ShoppingTravelLifestyle | 4.2/10 | ||
| ₹4,999 | 100% | TravelPremiumRewards | 4.2/10 | ||
| ₹4,500 | 20% | ShoppingTravelLifestyle | 4.2/10 | ||
| Free | N/A | CorporateTravel | 4.0/10 | ||
| ₹3,100 | 25% | BusinessTravelRewards | 4.0/10 | ||
| ₹3,000 | 100% | TravelDiningLounge | 4.0/10 | ||
| Free | 20% | LifestyleTravel | 4.0/10 | ||
| ₹3,000 | 25% | TravelLifestylePremium | 4.0/10 | ||
| ₹1,499 | 25% | ProfessionalTravelLifestyle | 4.0/10 | ||
| ₹20,000 | 40% | TravelLifestyleDining | 4.0/10 | ||
| ₹10,000 | 25% | LuxuryTravelLifestyle | 4.0/10 | ||
| ₹5,000 | 75% | TravelLifestyleRewards | 4.0/10 | ||
| Free | 25% | RewardsTravelDefense | 4.0/10 | ||
| ₹1,000 | 20% | FuelTravelDining | 4.0/10 | ||
| ₹3,000 | N/A | TravelLifestyleRewards | 4.0/10 | ||
| ₹999 | 100% | TravelRewardsUPI | 4.0/10 | ||
| ₹1,000 | 100% | CashbackShoppingTravel | 4.0/10 | ||
| ₹4,999 | 25% | LifestyleTravelMovies | 4.0/10 | ||
| ₹499 | 100% | ShoppingTravelUPI | 4.0/10 | ||
| ₹1,499 | 80% | TravelAirlinesInternational | 3.8/10 | ||
| ₹1,500 | 20% | ShoppingTravelRewards | 3.8/10 | ||
| ₹1,000 | 100% | NRITravelRewards | 3.8/10 | ||
| ₹1,499 | 100% | TravelShoppingRewards | 3.8/10 | ||
| ₹2,000 | 50% | TravelRewardsDining | 3.8/10 | ||
| ₹4,999 | 25% | TravelRewards | 3.5/10 | ||
| ₹500 | 20% | RewardsTravelDining | 3.5/10 | ||
| ₹1,500 | 20% | TravelDiningMovies | 3.5/10 | ||
| ₹1,500 | 80% | TravelLifestyleDining | 3.5/10 | ||
| ₹1,000 | 20% | RewardsTravelShopping | 3.5/10 | ||
| ₹1,000 | 30% | TravelLifestyleRewards | 3.5/10 | ||
| ₹1,000 | 25% | RewardsLifestyleTravel | 3.5/10 | ||
| ₹1,000 | 100% | TravelAirlinesLifestyle | 3.5/10 | ||
| ₹2,499 | 25% | LifestyleTravelEntertainment | 3.5/10 | ||
| ₹2,000 | 25% | TravelEntertainmentRewards | 3.5/10 | ||
| ₹2,000 | 25% | lifestyletravelmovies | 3.5/10 | ||
| ₹1,499 | 100% | TravelAirlines | 3.5/10 | ||
| ₹500 | 80% | TravelRailway | 3.5/10 | ||
| ₹500 | 100% | TravelRailway | 3.5/10 | ||
| ₹499 | 25% | BusinessTravelRewards | 3.5/10 | ||
| ₹999 | 20% | TravelDiningRewards | 3.5/10 | ||
| ₹499 | 100% | TravelRewards | 3.5/10 | ||
| ₹1,499 | 45% | TravelAirlines | 3.5/10 | ||
| ₹4,999 | 25% | TravelMoviesDining | 3.5/10 | ||
| ₹1,499 | 25% | TravelRewards | 3.5/10 | ||
| ₹2,999 | 100% | TravelLoungeRewards | 3.5/10 | ||
| ₹2,999 | 25% | RewardsTravelLifestyle | 3.5/10 | ||
| ₹2,999 | 25% | RewardsLifestyleTravel | 3.5/10 | ||
| ₹1,499 | 25% | HealthWellnessRewards | 3.5/10 | ||
| ₹750 | 50% | TravelAirlinesRewards | 3.5/10 |
How to Choose
What Matters Most in Travel Cards
Key factors to compare
- Air miles transfer partners and redemption value
- Domestic and international lounge access limits
- Forex markup, insurance, and travel concierge value
What to look for
- A strong base earn rate on travel and general spending
- Useful transfer partners instead of hard-to-use proprietary points
- A renewal benefit or waiver that offsets the fee
Common mistakes
- Paying for premium lounge access you rarely use
- Ignoring forex markup on an overseas travel card
- Choosing a flashy welcome bonus over long-term miles value
Expanded Grid
Individual Card Breakdowns
99 paid cards and 7 free cards in this category.
AXIS
Axis Bank Burgundy Private - The One Card
TravelLifestyleLuxury
9.5
Editor Rating
Annual Fee
Free
Reward Rate
20%
Network
Visa
Mini Pros
No annual fee to recover
20% base reward rate
Strong 9.5/10 editor rating
Watchouts
Benefits may be lighter than premium alternatives
HDFC
HDFC Bank BizBlack Metal Edition Credit Card
businesstravellounge-access
9.2
Editor Rating
Annual Fee
₹10,000
Reward Rate
30%
Network
Visa
Mini Pros
Annual fee of ₹10,000
30% base reward rate
Strong 9.2/10 editor rating
Watchouts
You need enough yearly value to offset the ₹10,000 fee
KOTAK
Kotak Infinite Credit Card
TravelLifestyleGolf
8.5
Editor Rating
Annual Fee
Free
Reward Rate
70%
Network
Visa
Mini Pros
No annual fee to recover
70% base reward rate
Strong 8.5/10 editor rating
Watchouts
Benefits may be lighter than premium alternatives
AXIS
Samsung Axis Bank Infinite Credit Card
ShoppingTravelLifestyle
8.5
Editor Rating
Annual Fee
₹5,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹5,000
20% base reward rate
Strong 8.5/10 editor rating
Watchouts
You need enough yearly value to offset the ₹5,000 fee
SBI
SBI Card - Tata Croma Card SELECT
ShoppingLifestyleTravel
8.5
Editor Rating
Annual Fee
₹2,999
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹2,999
100% base reward rate
Strong 8.5/10 editor rating
Watchouts
You need enough yearly value to offset the ₹2,999 fee
AXIS
Axis Bank Magnus Credit Card
TravelLifestyleRewards
8.2
Editor Rating
Annual Fee
₹12,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹12,500
20% base reward rate
Strong 8.2/10 editor rating
Watchouts
You need enough yearly value to offset the ₹12,500 fee
AXIS
Axis Bank Signature Credit Card
travellounge-accesslifestyle
7.8
Editor Rating
Annual Fee
₹5,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹5,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹5,000 fee
SBI
6E Rewards - IndiGo SBI Card
travellifestyle
7.5
Editor Rating
Annual Fee
₹500
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹500
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹500 fee
AXIS
Axis Bank Visa Infinite Credit Card
travellounge-accesslifestyle
7.5
Editor Rating
Annual Fee
₹30,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹30,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹30,000 fee
SBI
Fabindia SBI Card SELECT
ShoppingLifestyleTravel
7.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹1,499
25% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹1,499 fee
AXIS
Miles & More Axis Bank World Credit Card
travellounge-accessrewards
7.5
Editor Rating
Annual Fee
₹3,500
Reward Rate
45%
Network
Mastercard
Mini Pros
Annual fee of ₹3,500
45% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,500 fee
SBI
Paytm SBI Card
ShoppingCashbackTravel
7.5
Editor Rating
Annual Fee
₹499
Reward Rate
100%
Network
RuPay
Mini Pros
Annual fee of ₹499
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹499 fee
SBI
SBI Card - Tata Card SELECT
ShoppingLifestyleTravel
7.5
Editor Rating
Annual Fee
₹2,999
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹2,999
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹2,999 fee
SBI
Tata Platinum SBI Card
shoppinglifestyletravel
7.5
Editor Rating
Annual Fee
₹499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹499
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹499 fee
ICICI
Adani One ICICI Bank Platinum Credit Card
TravelLifestyleRewards
7.2
Editor Rating
Annual Fee
₹750
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹750
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹750 fee
ICICI
ICICI Bank Platinum Identity Credit Card
LifestyleTravelRewards
7.2
Editor Rating
Annual Fee
₹750
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹750
25% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹750 fee
KOTAK
Kotak Mahindra Bank Privy League Signature
TravelMoviesRewards
7.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,500
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,500 fee
SBI
Delhi Metro SBI Card
TravelDaily CommuteRewards
7.0
Editor Rating
Annual Fee
₹499
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹499
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹499 fee
ICICI
ICICI Bank NRI Coral Credit Card
RewardsLifestyleTravel
7.0
Editor Rating
Annual Fee
₹500
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹500
25% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹500 fee
AXIS
Axis Bank Titanium Smart Traveler Credit Card
TravelRewards
6.0
Editor Rating
Annual Fee
₹100
Reward Rate
20%
Network
Mastercard
Mini Pros
Annual fee of ₹100
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹100 fee
HDFC
HDFC Bank - Infinia Metal
TravelLifestyleRewards
4.9
Editor Rating
Annual Fee
₹12,500
Reward Rate
33%
Network
Visa
Mini Pros
Annual fee of ₹12,500
33% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,500 fee
HDFC
HDFC Bank Infinia
TravelLifestyleRewards
4.9
Editor Rating
Annual Fee
₹12,500
Reward Rate
33%
Network
Visa
Mini Pros
Annual fee of ₹12,500
33% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,500 fee
ICICI
Amazon Pay ICICI Bank Credit Card
ShoppingCashbackTravel
4.8
Editor Rating
Annual Fee
Free
Reward Rate
100%
Network
Visa
Mini Pros
No annual fee to recover
100% base reward rate
Good fit for shopping
Watchouts
Benefits may be lighter than premium alternatives
AXIS
Axis Bank Magnus for Burgundy Credit Card
TravelLuxuryRewards
4.8
Editor Rating
Annual Fee
₹30,000
Reward Rate
20%
Network
Mastercard
Mini Pros
Annual fee of ₹30,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹30,000 fee
HDFC
HDFC Bank BizBlack Metal Card
BusinessTravelLuxury
4.8
Editor Rating
Annual Fee
₹10,000
Reward Rate
30%
Network
Diners Club
Mini Pros
Annual fee of ₹10,000
30% base reward rate
Good fit for business
Watchouts
You need enough yearly value to offset the ₹10,000 fee
HDFC
HDFC Bank Diners Club Black Metal Edition
TravelLifestyleDining
4.8
Editor Rating
Annual Fee
₹10,000
Reward Rate
30%
Network
Diners Club
Mini Pros
Annual fee of ₹10,000
30% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹10,000 fee
AXIS
Axis Bank Atlas Credit Card
TravelLoungeRewards
4.5
Editor Rating
Annual Fee
₹5,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹5,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹5,000 fee
AXIS
Axis Bank Reserve Credit Card
TravelLifestyleGolf
4.5
Editor Rating
Annual Fee
₹50,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹50,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹50,000 fee
AXIS
Axis Bank Vistara Infinite Credit Card
TravelPremiumLifestyle
4.5
Editor Rating
Annual Fee
₹10,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹10,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹10,000 fee
ICICI
Emirates Skywards ICICI Bank Emeralde Credit Card
TravelLifestyleLuxury
4.5
Editor Rating
Annual Fee
₹10,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹10,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹10,000 fee
HDFC
HDFC Bank - Tata Neu Infinity HDFC Bank
ShoppingTravelUPI
4.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,499
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹1,499 fee
HDFC
HDFC Bank H.O.G. Diners Club Credit Card
travellifestylerewards
4.5
Editor Rating
Annual Fee
₹10,000
Reward Rate
100%
Network
Diners Club
Mini Pros
Annual fee of ₹10,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹10,000 fee
HDFC
HDFC Bank Marriott Bonvoy Credit Card
TravelLifestyleHotels
4.5
Editor Rating
Annual Fee
₹3,000
Reward Rate
50%
Network
Diners Club
Mini Pros
Annual fee of ₹3,000
50% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,000 fee
ICICI
ICICI Bank Emeralde Private Credit Card
TravelLifestyleRewards
4.5
Editor Rating
Annual Fee
₹12,499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹12,499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,499 fee
ICICI
ICICI Bank Emeralde Private Metal Credit Card
TravelLifestyleRewards
4.5
Editor Rating
Annual Fee
₹12,499
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹12,499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,499 fee
KOTAK
Kotak Mahindra Bank White Reserve Credit Card
TravelLifestyleGolf
4.5
Editor Rating
Annual Fee
₹12,500
Reward Rate
70%
Network
Visa
Mini Pros
Annual fee of ₹12,500
70% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,500 fee
SBI
SBI Card AURUM
TravelLuxuryRewards
4.5
Editor Rating
Annual Fee
₹9,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹9,999
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹9,999 fee
SBI
Tata Neu Infinity SBI Credit Card
ShoppingTravelRewards
4.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,499
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹1,499 fee
ICICI
Adani One ICICI Bank Signature Credit Card
TravelLifestyleRewards
4.2
Editor Rating
Annual Fee
₹5,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹5,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹5,000 fee
AXIS
Axis Bank Miles & More World Select Credit Card
TravelLoungeDining
4.2
Editor Rating
Annual Fee
₹4,500
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹4,500
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹4,500 fee
AXIS
Axis Bank Select Credit Card
TravelLifestyleDining
4.2
Editor Rating
Annual Fee
₹3,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹3,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,000 fee
CUB
City Union Bank SBI Card PRIME
LifestyleTravelRewards
4.2
Editor Rating
Annual Fee
₹2,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,999
25% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹2,999 fee
HDFC
HDFC Bank BizPower
BusinessTravelRewards
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
50%
Network
Visa
Mini Pros
Annual fee of ₹2,500
50% base reward rate
Good fit for business
Watchouts
You need enough yearly value to offset the ₹2,500 fee
HDFC
HDFC Bank Business Regalia
BusinessTravelLifestyle
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹2,500
20% base reward rate
Good fit for business
Watchouts
You need enough yearly value to offset the ₹2,500 fee
HDFC
HDFC Bank Diners Club Privilege
TravelDiningEntertainment
4.2
Editor Rating
Annual Fee
₹1,000
Reward Rate
20%
Network
Diners Club
Mini Pros
Annual fee of ₹1,000
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,000 fee
HDFC
HDFC Bank Harley-Davidson Diners Club Credit Card
LifestyleTravelDining
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
20%
Network
Diners Club
Mini Pros
Annual fee of ₹2,500
20% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹2,500 fee
HDFC
HDFC Bank Regalia
TravelLifestyleRewards
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹2,500
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,500 fee
HDFC
HDFC Bank Regalia Activ
TravelLifestyleRewards
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹2,500
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,500 fee
HDFC
HDFC Bank Regalia Gold
TravelLifestyleShopping
4.2
Editor Rating
Annual Fee
₹2,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹2,500
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,500 fee
ICICI
ICICI Bank Emeralde Credit Card
TravelLifestyleGolf
4.2
Editor Rating
Annual Fee
₹12,000
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹12,000
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹12,000 fee
ICICI
ICICI Bank NRI Sapphiro Credit Card
TravelLifestyleGolf
4.2
Editor Rating
Annual Fee
₹3,500
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹3,500
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,500 fee
ICICI
ICICI Bank Parakram Select Credit Card
LifestyleTravelRewards
4.2
Editor Rating
Annual Fee
Free
Reward Rate
25%
Network
RuPay
Mini Pros
No annual fee to recover
25% base reward rate
Good fit for lifestyle
Watchouts
Benefits may be lighter than premium alternatives
ICICI
ICICI Bank Sapphiro Credit Card
TravelLifestyleEntertainment
4.2
Editor Rating
Annual Fee
₹3,500
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹3,500
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,500 fee
SBI
IndiGo SBI Card ELITE
TravelAirlinesLifestyle
4.2
Editor Rating
Annual Fee
₹4,999
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹4,999
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹4,999 fee
HDFC
IRCTC HDFC Bank Credit Card
TravelRewardsRailway
4.2
Editor Rating
Annual Fee
₹500
Reward Rate
100%
Network
RuPay
Mini Pros
Annual fee of ₹500
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹500 fee
SBI
IRCTC SBI Card Premier
TravelRailwayDining
4.2
Editor Rating
Annual Fee
₹1,499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
HDFC
PhonePe HDFC Bank Ultimo Credit Card
UPIShoppingTravel
4.2
Editor Rating
Annual Fee
₹999
Reward Rate
100%
Network
RuPay
Mini Pros
Annual fee of ₹999
100% base reward rate
Good fit for upi
Watchouts
You need enough yearly value to offset the ₹999 fee
SBI
Reliance SBI Card PRIME
ShoppingTravelLifestyle
4.2
Editor Rating
Annual Fee
₹2,999
Reward Rate
25%
Network
RuPay
Mini Pros
Annual fee of ₹2,999
25% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹2,999 fee
SBI
SBI Card MILES ELITE
TravelPremiumRewards
4.2
Editor Rating
Annual Fee
₹4,999
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹4,999
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹4,999 fee
HDFC
Shoppers Stop Black HDFC Bank Credit Card
ShoppingTravelLifestyle
4.2
Editor Rating
Annual Fee
₹4,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹4,500
20% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹4,500 fee
AMEX
American Express Business Travel Account
CorporateTravel
4.0
Editor Rating
Annual Fee
Free
Reward Rate
N/A
Network
American Express
Mini Pros
No annual fee to recover
Good fit for corporate
Watchouts
Benefits may be lighter than premium alternatives
Best value depends on category-specific perks rather than flat rewards
AMEX
American Express Gold Corporate Card
BusinessTravelRewards
4.0
Editor Rating
Annual Fee
₹3,100
Reward Rate
25%
Network
American Express
Mini Pros
Annual fee of ₹3,100
25% base reward rate
Good fit for business
Watchouts
You need enough yearly value to offset the ₹3,100 fee
AXIS
Axis Bank Horizon Credit Card
TravelDiningLounge
4.0
Editor Rating
Annual Fee
₹3,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹3,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,000 fee
AXIS
Axis Bank Infinite Credit Card
LifestyleTravel
4.0
Editor Rating
Annual Fee
Free
Reward Rate
20%
Network
Visa
Mini Pros
No annual fee to recover
20% base reward rate
Good fit for lifestyle
Watchouts
Benefits may be lighter than premium alternatives
AXIS
Axis Bank Vistara Signature Credit Card
TravelLifestylePremium
4.0
Editor Rating
Annual Fee
₹3,000
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹3,000
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,000 fee
SBI
Doctor's SBI Card
ProfessionalTravelLifestyle
4.0
Editor Rating
Annual Fee
₹1,499
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹1,499
25% base reward rate
Good fit for professional
Watchouts
You need enough yearly value to offset the ₹1,499 fee
ICICI
ICICI Bank - Times Black ICICI Bank Credit Card
TravelLifestyleDining
4.0
Editor Rating
Annual Fee
₹20,000
Reward Rate
40%
Network
Visa
Mini Pros
Annual fee of ₹20,000
40% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹20,000 fee
ICICI
ICICI Bank Diamant World Mastercard Credit Card
LuxuryTravelLifestyle
4.0
Editor Rating
Annual Fee
₹10,000
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹10,000
25% base reward rate
Good fit for luxury
Watchouts
You need enough yearly value to offset the ₹10,000 fee
ICICI
ICICI Bank Emirates Skywards Sapphiro Credit Card
TravelLifestyleRewards
4.0
Editor Rating
Annual Fee
₹5,000
Reward Rate
75%
Network
Visa
Mini Pros
Annual fee of ₹5,000
75% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹5,000 fee
ICICI
ICICI Bank Parakram Credit Card
RewardsTravelDefense
4.0
Editor Rating
Annual Fee
Free
Reward Rate
25%
Network
Visa
Mini Pros
No annual fee to recover
25% base reward rate
Good fit for rewards
Watchouts
Benefits may be lighter than premium alternatives
AXIS
IndianOil Axis Bank Premium Credit Card
FuelTravelDining
4.0
Editor Rating
Annual Fee
₹1,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹1,000
20% base reward rate
Good fit for fuel
Watchouts
You need enough yearly value to offset the ₹1,000 fee
KOTAK
Kotak Mahindra Bank White Credit Card
TravelLifestyleRewards
4.0
Editor Rating
Annual Fee
₹3,000
Reward Rate
N/A
Network
Visa
Mini Pros
Annual fee of ₹3,000
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹3,000 fee
Best value depends on category-specific perks rather than flat rewards
ICICI
MakeMyTrip ICICI Bank Credit Card
TravelRewardsUPI
4.0
Editor Rating
Annual Fee
₹999
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹999
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹999 fee
HDFC
Paytm HDFC Bank Select Credit Card
CashbackShoppingTravel
4.0
Editor Rating
Annual Fee
₹1,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,000
100% base reward rate
Good fit for cashback
Watchouts
You need enough yearly value to offset the ₹1,000 fee
SBI
SBI Card ELITE Advantage
LifestyleTravelMovies
4.0
Editor Rating
Annual Fee
₹4,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹4,999
25% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹4,999 fee
SBI
Tata Neu Plus SBI Credit Card
ShoppingTravelUPI
4.0
Editor Rating
Annual Fee
₹499
Reward Rate
100%
Network
RuPay
Mini Pros
Annual fee of ₹499
100% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹499 fee
SBI
Etihad Guest SBI Card
TravelAirlinesInternational
3.8
Editor Rating
Annual Fee
₹1,499
Reward Rate
80%
Network
Visa
Mini Pros
Annual fee of ₹1,499
80% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
KOTAK
Kotak Mahindra Bank - Zen Signature
ShoppingTravelRewards
3.8
Editor Rating
Annual Fee
₹1,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹1,500
20% base reward rate
Good fit for shopping
Watchouts
You need enough yearly value to offset the ₹1,500 fee
KOTAK
Kotak Mahindra Bank NRI Royale Credit Card
NRITravelRewards
3.8
Editor Rating
Annual Fee
₹1,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,000
100% base reward rate
Good fit for nri
Watchouts
You need enough yearly value to offset the ₹1,000 fee
SBI
Paytm SBI Card SELECT
TravelShoppingRewards
3.8
Editor Rating
Annual Fee
₹1,499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
AXIS
SpiceJet Axis Bank Voyage Black Credit Card
TravelRewardsDining
3.8
Editor Rating
Annual Fee
₹2,000
Reward Rate
50%
Network
Visa
Mini Pros
Annual fee of ₹2,000
50% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,000 fee
SBI
Air India SBI Signature Card
TravelRewards
3.5
Editor Rating
Annual Fee
₹4,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹4,999
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹4,999 fee
AXIS
Axis Bank Pride Signature Credit Card
RewardsTravelDining
3.5
Editor Rating
Annual Fee
₹500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹500
20% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹500 fee
AXIS
Axis Bank Privilege Credit Card
TravelDiningMovies
3.5
Editor Rating
Annual Fee
₹1,500
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹1,500
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,500 fee
AXIS
Axis Bank Vistara Credit Card
TravelLifestyleDining
3.5
Editor Rating
Annual Fee
₹1,500
Reward Rate
80%
Network
Visa
Mini Pros
Annual fee of ₹1,500
80% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,500 fee
HDFC
HDFC Bank Equitas Elegance Credit Card
RewardsTravelShopping
3.5
Editor Rating
Annual Fee
₹1,000
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹1,000
20% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹1,000 fee
HDFC
HDFC Bank Regalia First
TravelLifestyleRewards
3.5
Editor Rating
Annual Fee
₹1,000
Reward Rate
30%
Network
Visa
Mini Pros
Annual fee of ₹1,000
30% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,000 fee
ICICI
ICICI Bank Ascent American Express Credit Card
RewardsLifestyleTravel
3.5
Editor Rating
Annual Fee
₹1,000
Reward Rate
25%
Network
American Express
Mini Pros
Annual fee of ₹1,000
25% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹1,000 fee
ICICI
ICICI Bank Emirates Skywards Rubyx Credit Card
TravelAirlinesLifestyle
3.5
Editor Rating
Annual Fee
₹1,000
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹1,000
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,000 fee
ICICI
ICICI Bank Manchester United Signature Credit Card
LifestyleTravelEntertainment
3.5
Editor Rating
Annual Fee
₹2,499
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,499
25% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹2,499 fee
ICICI
ICICI Bank Rubyx Credit Card
TravelEntertainmentRewards
3.5
Editor Rating
Annual Fee
₹2,000
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,000
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,000 fee
ICICI
ICICI Bank Rubyx Credit Card against Fixed Deposit
lifestyletravelmovies
3.5
Editor Rating
Annual Fee
₹2,000
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹2,000
25% base reward rate
Good fit for lifestyle
Watchouts
You need enough yearly value to offset the ₹2,000 fee
SBI
IndiGo SBI Card
TravelAirlines
3.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹1,499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
SBI
IRCTC SBI Card
TravelRailway
3.5
Editor Rating
Annual Fee
₹500
Reward Rate
80%
Network
Visa
Mini Pros
Annual fee of ₹500
80% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹500 fee
SBI
IRCTC SBI Platinum Card
TravelRailway
3.5
Editor Rating
Annual Fee
₹500
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹500
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹500 fee
KOTAK
Kotak Biz Credit Card
BusinessTravelRewards
3.5
Editor Rating
Annual Fee
₹499
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹499
25% base reward rate
Good fit for business
Watchouts
You need enough yearly value to offset the ₹499 fee
KOTAK
Kotak Royale Signature Credit Card
TravelDiningRewards
3.5
Editor Rating
Annual Fee
₹999
Reward Rate
20%
Network
Visa
Mini Pros
Annual fee of ₹999
20% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹999 fee
SBI
OLA Money SBI Card
TravelRewards
3.5
Editor Rating
Annual Fee
₹499
Reward Rate
100%
Network
Visa
Mini Pros
Annual fee of ₹499
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹499 fee
SBI
SBI Card - Air India SBI Platinum Card
TravelAirlines
3.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
45%
Network
Visa
Mini Pros
Annual fee of ₹1,499
45% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
SBI
SBI Card ELITE
TravelMoviesDining
3.5
Editor Rating
Annual Fee
₹4,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹4,999
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹4,999 fee
SBI
SBI Card MILES
TravelRewards
3.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
25%
Network
Mastercard
Mini Pros
Annual fee of ₹1,499
25% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹1,499 fee
SBI
SBI Card MILES PRIME
TravelLoungeRewards
3.5
Editor Rating
Annual Fee
₹2,999
Reward Rate
100%
Network
Mastercard
Mini Pros
Annual fee of ₹2,999
100% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹2,999 fee
SBI
SBI Card PRIME
RewardsTravelLifestyle
3.5
Editor Rating
Annual Fee
₹2,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,999
25% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹2,999 fee
SBI
SBI Card PRIME Advantage
RewardsLifestyleTravel
3.5
Editor Rating
Annual Fee
₹2,999
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹2,999
25% base reward rate
Good fit for rewards
Watchouts
You need enough yearly value to offset the ₹2,999 fee
SBI
SBI Card PULSE
HealthWellnessRewards
3.5
Editor Rating
Annual Fee
₹1,499
Reward Rate
25%
Network
Visa
Mini Pros
Annual fee of ₹1,499
25% base reward rate
Good fit for health
Watchouts
You need enough yearly value to offset the ₹1,499 fee
AXIS
SpiceJet Axis Bank Voyage Credit Card
TravelAirlinesRewards
3.5
Editor Rating
Annual Fee
₹750
Reward Rate
50%
Network
Visa
Mini Pros
Annual fee of ₹750
50% base reward rate
Good fit for travel
Watchouts
You need enough yearly value to offset the ₹750 fee
FAQ
Common Questions About Travel Cards
What is the difference between a travel card and a co-branded airline card?
Generic travel cards (like HDFC Diners Club) earn points that can be transferred to multiple airlines or hotels. Co-branded cards (like Axis Vistara or SBI Air India) earn points directly in one specific airline's loyalty program, often offering higher rewards for that specific carrier.
Do travel credit cards provide international lounge access?
Yes, but it depends on the network. Diners Club and American Express cards often have their own lounge networks, while Visa and Mastercard cards usually provide international access via Priority Pass or DragonPass memberships included with the card.