For international travel, the forex markup is often the biggest hidden cost. The best international travel cards keep markup low (under 2%) and offer complimentary lounge access worldwide.
AU · ₹999 annual fee · 50% rewards
AU · ₹4,999 annual fee · 100% rewards
HSBC · No annual fee · 25% rewards
ICICI · No annual fee · 100% rewards
ICICI · ₹20,000 annual fee · 40% rewards
Axis · ₹12,500 annual fee · 20% rewards
HDFC · ₹10,000 annual fee · 30% rewards
HDFC · ₹12,500 annual fee · 30% rewards
HSBC · ₹20,000 annual fee · 100% rewards
ICICI · ₹12,000 annual fee · 25% rewards
ICICI · ₹12,499 annual fee · 100% rewards
IDFC First · ₹5,999 annual fee · 25% rewards
Federal · No annual fee · 20% rewards
HDFC · ₹2,500 annual fee · 50% rewards
HSBC · No annual fee · 25% rewards