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Side-by-Side Comparison|Updated April 2026

SpiceJet Axis Bank Voyage Credit Card vs SBI Card - Air India SBI Platinum Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

SpiceJet Axis Bank Voyage Credit Card

7.2/10
Annual Fee₹750
Base Rewards0.75%
NetworkVisa
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SBI Card

SBI Card - Air India SBI Platinum Card

6.8/10
Annual Fee₹1,499
Base Rewards0.4050000000000001%
NetworkVisa
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Feature-by-Feature Comparison

FeatureSpiceJet Axis Bank Voyage Credit CardSBI Card - Air India SBI Platinum Card
Annual Fee₹750₹1,499
Joining Fee₹750₹1,499
Fee Waiver SpendN/AN/A
Base Reward Rate0.75%0.4050000000000001%
Reward CurrencySpiceClub PointsMaharaja Points
NetworkVisaVisa
Editor Rating7.2/106.8/10
Forex Markup3.5%3.5%

Accelerated Rewards

SpiceJet Axis Bank Voyage Credit Card

  • 0% on SpiceJet Bookings
  • 0% on Online Food, Bills, Enterta...

SBI Card - Air India SBI Platinum Card

  • 0% on Air India Bookings

Pros & Cons

SpiceJet Axis Bank Voyage Credit Card

Pros

  • High reward rate of up to 9% (18 SC Points per ₹200) on SpiceJet bookings.
  • Complimentary SpiceClub Silver membership providing priority check-in and boarding.
  • Welcome voucher worth ₹1,500 effectively covers the joining fee twice over.
  • Accelerated rewards on everyday online categories like food delivery and bill payments.

Cons

  • Rewards are highly restrictive, redeemable only within the SpiceJet ecosystem.
  • Lounge access is spend-based, requiring ₹50,000 spend in the previous quarter.
  • High foreign currency markup of 3.5% makes it unsuitable for international travel.

SBI Card - Air India SBI Platinum Card

Pros

  • 5,000 Maharaja Points as a welcome bonus upon joining fee payment.
  • Accelerated 5 Reward Points per Rs. 100 spent on Air India tickets (self-booking).
  • Up to 15,000 bonus Maharaja Points annually through milestone spends.
  • 8 complimentary domestic lounge visits per year (capped at 2 per quarter).

Cons

  • Low base reward rate of 2 points per Rs. 100 on non-airline spends.
  • No annual fee waiver regardless of annual spending.
  • International lounge visits are paid even with the provided Priority Pass.

Our Verdict

SpiceJet Axis Bank Voyage Credit Card edges ahead overall with a stronger combination of rewards and value. However, SBI Card - Air India SBI Platinum Card could be the better pick if its specific category strengths match your spending habits.

Choose SpiceJet Axis Bank Voyage Credit Card if

Maximum value is derived through SpiceClub points and Silver membership benefits on SpiceJet flights.

Choose SBI Card - Air India SBI Platinum Card if

Best value for those who frequently book Air India flights and want to earn miles directly.

Frequently Asked Questions

Which is better: SpiceJet Axis Bank Voyage Credit Card or SBI Card - Air India SBI Platinum Card?
SpiceJet Axis Bank Voyage Credit Card edges ahead overall with a stronger combination of rewards and value. However, SBI Card - Air India SBI Platinum Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between SpiceJet Axis Bank Voyage Credit Card and SBI Card - Air India SBI Platinum Card?
SpiceJet Axis Bank Voyage Credit Card has an annual fee of ₹750, while SBI Card - Air India SBI Platinum Card has an annual fee of ₹1,499.
Which card has better rewards: SpiceJet Axis Bank Voyage Credit Card or SBI Card - Air India SBI Platinum Card?
SpiceJet Axis Bank Voyage Credit Card offers a base reward rate of 0.75% with accelerated rewards on SpiceJet Bookings and Online Food, Bills, Enterta.... SBI Card - Air India SBI Platinum Card offers 0.4050000000000001% base rewards with bonuses on Air India Bookings. The better choice depends on your primary spending categories.
Can I have both SpiceJet Axis Bank Voyage Credit Card and SBI Card - Air India SBI Platinum Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. SpiceJet Axis Bank Voyage Credit Card and SBI Card - Air India SBI Platinum Card can complement each other if they cover different reward categories.
Which card is better for beginners: SpiceJet Axis Bank Voyage Credit Card or SBI Card - Air India SBI Platinum Card?
For beginners, SpiceJet Axis Bank Voyage Credit Card may be more approachable with a lower annual fee of ₹750. However, evaluate based on your expected spending pattern rather than fee alone.

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