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Side-by-Side Comparison|Updated April 2026

SpiceJet Axis Bank Voyage Credit Card vs Axis Bank Vistara Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

SpiceJet Axis Bank Voyage Credit Card

7.2/10
Annual Fee₹750
Base Rewards0.75%
NetworkVisa
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Axis Bank

Axis Bank Vistara Credit Card

6.5/10
Annual Fee₹1,500
Base Rewards0.8%
NetworkVisa
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Feature-by-Feature Comparison

FeatureSpiceJet Axis Bank Voyage Credit CardAxis Bank Vistara Credit Card
Annual Fee₹750₹1,500
Joining Fee₹750₹1,500
Fee Waiver SpendN/AN/A
Base Reward Rate0.75%0.8%
Reward CurrencySpiceClub PointsMaharaja Points
NetworkVisaVisa
Editor Rating7.2/106.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

SpiceJet Axis Bank Voyage Credit Card

  • 0% on SpiceJet Bookings
  • 0% on Online Food, Bills, Enterta...

Axis Bank Vistara Credit Card

No accelerated rewards listed

Pros & Cons

SpiceJet Axis Bank Voyage Credit Card

Pros

  • High reward rate of up to 9% (18 SC Points per ₹200) on SpiceJet bookings.
  • Complimentary SpiceClub Silver membership providing priority check-in and boarding.
  • Welcome voucher worth ₹1,500 effectively covers the joining fee twice over.
  • Accelerated rewards on everyday online categories like food delivery and bill payments.

Cons

  • Rewards are highly restrictive, redeemable only within the SpiceJet ecosystem.
  • Lounge access is spend-based, requiring ₹50,000 spend in the previous quarter.
  • High foreign currency markup of 3.5% makes it unsuitable for international travel.

Axis Bank Vistara Credit Card

Pros

  • Complimentary Economy Class ticket voucher on joining fee payment.
  • Earn 2 Maharaja Points for every ₹200 spent on all eligible categories.
  • Complimentary domestic lounge access (2 visits per quarter) at select airports.
  • Comprehensive insurance coverage including Air Accident Cover up to ₹2.5 Crore.

Cons

  • New applications are currently restricted due to the Vistara-Air India merger.
  • Renewal benefits and milestone tickets are discontinued for cycles after April 18, 2025.
  • Lounge access requires a minimum spend of ₹50,000 in the previous 3 months.

Our Verdict

SpiceJet Axis Bank Voyage Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Vistara Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose SpiceJet Axis Bank Voyage Credit Card if

Maximum value is derived through SpiceClub points and Silver membership benefits on SpiceJet flights.

Choose Axis Bank Vistara Credit Card if

Strong value for those who frequently fly Air India/Vistara routes and can utilize the free ticket vouchers.

Frequently Asked Questions

Which is better: SpiceJet Axis Bank Voyage Credit Card or Axis Bank Vistara Credit Card?
SpiceJet Axis Bank Voyage Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Vistara Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between SpiceJet Axis Bank Voyage Credit Card and Axis Bank Vistara Credit Card?
SpiceJet Axis Bank Voyage Credit Card has an annual fee of ₹750, while Axis Bank Vistara Credit Card has an annual fee of ₹1,500.
Which card has better rewards: SpiceJet Axis Bank Voyage Credit Card or Axis Bank Vistara Credit Card?
SpiceJet Axis Bank Voyage Credit Card offers a base reward rate of 0.75% with accelerated rewards on SpiceJet Bookings and Online Food, Bills, Enterta.... Axis Bank Vistara Credit Card offers 0.8% base rewards. The better choice depends on your primary spending categories.
Can I have both SpiceJet Axis Bank Voyage Credit Card and Axis Bank Vistara Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. SpiceJet Axis Bank Voyage Credit Card and Axis Bank Vistara Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: SpiceJet Axis Bank Voyage Credit Card or Axis Bank Vistara Credit Card?
For beginners, SpiceJet Axis Bank Voyage Credit Card may be more approachable with a lower annual fee of ₹750. However, evaluate based on your expected spending pattern rather than fee alone.

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