ICICI Bank Platinum Identity Credit Card Review: Fees & Rewards
Check ICICI Bank Platinum Identity Credit Card fees, 8x reward points milestone, and Priority Pass benefits. Is this invite-only card worth the ₹2,000 fee?
The ICICI Bank Platinum Identity is a legacy premium card that bridges the gap between entry-level and super-premium cards. While its base rewards are dated, the milestone acceleration and concierge services provide value for loyal ICICI customers.
Experience a world of hand-picked privileges and premium rewards.
The Bottom Line
The ICICI Bank Platinum Identity Credit Card is the ICICI Bank Platinum Identity is a legacy premium card that bridges the gap between entry-level and super-premium cards. While its base rewards are dated, the milestone acceleration and concierge services provide value for loyal ICICI customers. With a ₹750 annual fee that is waived on ₹2,00,000 yearly spend, it offers 24/7 i-assist concierge for hotel bookings, flight and 0.25% base rewards. For anyone researching icici bank platinum identity credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Lifestyle Spender, International Traveler. The renewal fee gets easier to justify once you can hit ₹2,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealBest for those who spend over ₹5 Lakhs annually to unlock the 1% reward rate tier.
Offers 2x rewards on international transactions and a complimentary Priority Pass membership.
Probably not for
SkipThe annual fee and high lounge spend criteria make it inefficient for low monthly spends.
Is It Worth It For You?
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Spend ₹2,00,000 more to waive annual fee
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Reward Rates
ICICI Bank Platinum Identity Credit Card offers 0.25% basic reward rate.
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Milestone Benefits
Earn 8 points per ₹200 on all spends after crossing this threshold in an anniversary year.
Fees & Charges
Eligibility
- Min Income: ₹10 Lakhs
- Min Credit Score: 750
- Primarily offered to high-net-worth individuals and existing premium banking customers of ICICI Bank. Age requirement: 21-65 years.
Exclusions & Terms
Fuel
- Fuel transactions are eligible for surcharge waiver but do not earn reward points.
Cash Advances
- Standard exclusion for all ICICI cards.
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Frequently Asked Questions
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