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MAX SBI Card Review 2026: Fees, Rewards, and Benefits

Explore the MAX SBI Card features: 5x rewards at Landmark stores, dining, and movies. Learn about the ₹499 fee, milestone bonuses, and if it's right for you.

Vyaya Team · Mar 2026
5 min read
Value Score
6.5 / 10
Annual Fee
₹499
Best For
Landmark Group Shopper
Network
Visa
Expert Verdict

The MAX SBI Card is a solid entry-level co-branded card for loyalists of the Landmark Group. While it offers decent rewards on partner brands and lifestyle categories like dining, it lacks premium features like lounge access.

MAX SBI Card credit card by SBI Card - Visa network
REWARD SUMMARY
0.25% Base Rewards
The ultimate shopping companion for Landmark Group stores.
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The Bottom Line

The MAX SBI Card is a solid entry-level co-branded card for loyalists of the Landmark Group. While it offers decent rewards on partner brands and lifestyle categories like dining, it lacks premium features like lounge access. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 0.25% rewards on landmark stores (max, lifes... and 2,000 bonus points. For anyone researching max sbi card, the verdict is simple: conditional.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with Landmark Group Shopper. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.

What we like
+5 Reward Points per ₹100 spent at Landmark stores (Max, Lifestyle, Home Centre, Spar).
+Accelerated 5 Reward Points per ₹100 on Dining and Movies.
+Welcome and Renewal bonus of 2,000 Reward Points (worth ₹500) covers the annual fee.
+Annual fee waiver on spends of ₹1 Lakh or more.
What we don't
No complimentary domestic or international airport lounge access.
Low base reward rate of 0.25% on non-partner retail spends.
High interest rate (APR) of 45% per annum.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Landmark Group Shopper

Frequent shoppers at Max, Lifestyle, and Home Centre benefit from 1.25% value back.

Best value above ₹10,000/month

Probably not for

Skip
Frequent Traveler

The card lacks lounge access and travel-specific benefits.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹499
Net Value (Year 1)-499
Net Value (Year 2+)-499
Progress to fee waiver0%

Spend ₹1,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

MAX SBI Card offers 0.25% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Landmark Stores (Max, Lifes...
0.25%
Dining
0.25%
Movies
0.25%

Welcome Offer

2000 Bonus Points

Milestone Benefits

Spend ₹20,000

Annual spends across Landmark Stores.

Spend ₹45,000

Annual spends across Landmark Stores.

Spend ₹95,000

Annual spends across Landmark Stores.

Spend ₹200,000

Overall annual retail spends.

Fees & Charges

Joining fee₹499
Annual fee₹499
Fee waiverSpend > ₹1,00,000

Eligibility

  • Min Income: ₹2.4 Lakhs
  • Min Credit Score: 700
  • Salaried or self-employed individuals aged 21-70 years with a steady income source.

Exclusions & Terms

Fuel

  • Fuel spends are excluded from reward points but eligible for surcharge waiver.

Cash Advance

  • Standard exclusion for cash withdrawals.

Compare with Alternatives

Feature
MAX SBI Card by SBI Card - credit card comparison
MAX SBI Card
SBI Card
Current Card
Lifestyle Home Centre SBI Card by SBI Card - credit card comparison
Lifestyle Home Centre SBI Card
SBI Card
View Details
Annual Fee
₹499
₹499
Joining Fee
₹499
₹499
Reward Rate
0.25%
0.25%
Network
Visa
Visa
Best For
Landmark Group Shopper
Landmark Group LoyalistsBudget Shoppers

Frequently Asked Questions

2 data-backed answers from our card database

What is the value of 1 SBI Reward Point on the MAX SBI Card?+

1 SBI Reward Point is equal to ₹0.25. You can redeem these points at Landmark stores or through the SBI Card rewards portal.

Does the MAX SBI Card offer airport lounge access?+

No, the base MAX SBI Card does not offer complimentary airport lounge access. For lounge benefits, consider the MAX SBI Card Prime variant.

Ready to apply?

₹499 fee. Excellent rewards. Apply now securely.

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