SBI Tata Star Card SELECT Review 2026: 5% Value Back & Fees
Get 3.5% value back at Star Bazaar and up to 5% at Tata outlets with SBI Tata Star Card SELECT. Check fees, 1:1 reward points, and lounge access details.
The SBI Card Tata Star Card SELECT is a niche powerhouse for those who do the bulk of their grocery and lifestyle shopping within the Tata ecosystem. Its 1:1 reward value is industry-leading, though its high fee and lack of international perks limit its appeal to a broader audience.
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The Bottom Line
The SBI Card - Tata Star Card SELECT is the SBI Card Tata Star Card SELECT is a niche powerhouse for those who do the bulk of their grocery and lifestyle shopping within the Tata ecosystem. Its 1:1 reward value is industry-leading, though its high fee and lack of international perks limit its appeal to a broader audience. With a ₹2,999 annual fee that is waived on ₹3,00,000 yearly spend, it offers 0% rewards on groceries and a welcome benefit worth ₹3,500. For anyone researching sbi card tata star card select, the verdict is simple: conditional.
It earns a base reward rate of 1% and stacks best when your spending lines up with Tata Loyalists, Grocery Shoppers. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealMaximum value is derived from shopping at Star Bazaar, Westside, Croma, and other Tata brands.
3.5% value back at Star Bazaar makes it one of the best cards for offline grocery shopping.
Probably not for
SkipThe ₹2,999 fee is hard to justify if annual spends are below ₹3 Lakhs.
Lack of international lounge access and standard forex markup makes it weak for global travel.
Is It Worth It For You?
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Reward Rates
SBI Card - Tata Star Card SELECT offers 1% basic reward rate.
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Welcome Offer
Milestone Benefits
Bonus Points
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Min Credit Score: 700
- Available for salaried and self-employed individuals aged 21-65 years. Requires a stable source of income and a good credit history.
Exclusions & Terms
Fuel
Cash Advance
Balance Transfer
Encash
Financial Charges
Wallet Load
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Frequently Asked Questions
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