SBI SimplyCLICK Credit Card Review 2026: Fees, 10X Rewards & Benefits
Check SBI SimplyCLICK credit card fees, 10X reward points on partners like Amazon & Myntra, and milestone benefits. Is it the best card for online shopping?
The SBI SimplyCLICK is one of India's best entry-level credit cards for online shopping. It offers a solid 1.25% to 2.5% value back on digital spends, which is exceptional for its price point, though it lacks travel perks like lounge access.
For the generation that's always online.
The Bottom Line
The SBI Card - SimplyCLICK SBI Card is the SBI SimplyCLICK is one of India's best entry-level credit cards for online shopping. It offers a solid 1.25% to 2.5% value back on digital spends, which is exceptional for its price point, though it lacks travel perks like lounge access. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 0% rewards on partner brands and a welcome benefit worth ₹500. For anyone researching sbi simplyclick credit card, the verdict is simple: recommended.
It earns a base reward rate of 0.0625% and stacks best when your spending lines up with online-shopper, beginner. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealHigh reward rates on major e-commerce platforms and partner brands.
Low entry barrier with a modest annual fee and easy-to-understand reward structure.
Probably not for
SkipLacks lounge access and travel-specific insurance or perks.
Base reward rate for offline spends is very low compared to online rates.
Is It Worth It For You?
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Reward Rates
SBI Card - SimplyCLICK SBI Card offers 0.0625% basic reward rate.
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Welcome Offer
Milestone Benefits
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 700
- Available for salaried and self-employed Indian residents aged 21-70 years.
Exclusions & Terms
Fuel
Cash Advance
Balance Transfer
Encash
Flexipay
Rent Payments
Wallet Loads
Government Related Transactions
Digital Gaming Platforms
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Frequently Asked Questions
3 data-backed answers from our card database